1 Open the picture you want to frame, or take this one by clicking on the thumbnail
to get to the full size picture.

2 With the eyedropper, pick two colours of your pictures.
Here we used grey : #5c5c50 and beige : #d7c88f
Add to your samples for easy future reference.
3 Image Add borders : 2 pixels grey.
4 Image Add borders : 30 pixels beige.
Select this border with the magic wand.
Filtre Unlimited Paper Texture Canvas fine : 100/150.
Deselect.
5 Image Add borders 2 pixels grey.
6 Image Add borders 30 pixels beige.
Without selecting,
Filtre Unlimited - Frames textured - Texture frame 1 : 36/136/128/128.
7 Selection Select all.
Selection Modify Contract 30 pixels.
Selection Invert
Filtre FM Tile tools, Blend emboss.
8 Repeat steps 3 to 5.
9 Image Add borders : 20 pixels beige.
Select this last border.
Adjust Noise Add noise : 10 % Uniforme, monochrome.
10 Keep selected.
Effects 3D effects Inner bevel :
2nd bevel/5/32/3/17/0/white/315°/32/40.
11 Image Add borders : 2 pixels grey.
12 Decorate the corners and merge all.