1- Open a picture. Duplicate it (Shift D). 2- For your background, pick a contrasting color from your picture and in foreground, use a gold pattern. 3- Image Add borders : 6 pixels (any color). 4- Select that border with the magic wand and flood fill with your gold texture. 5- Effects 3D effects Inner bevel with the following settings : 
6- Selection Deselect. 7- Image Add borders : 20 pixels of any color. 8- Select that border with the magic wand (do not deselect). Activate your original picture. Edit Copy. 9- Activate your framed picture and go Edit Paste Paste into selection.
10- Effects Distorsion Spiky halo with the following settings : 
11- Apply the same inner bevel as earlier. Deselect. 12- Image Add borders : 6 pixels of any color. 13- Select that border with the magic want and flood fill with your gold texture. 14- Apply the same inner bevel as earlier too. 15- At this point, you might want to stop and you will have something like this : But if you want to be a bit fancier, you can add another frame around in this way : 
16- Image Add borders : 30 pixels of any color. 17- Select that border with your magic wand. Go back to your original picture and copy it. 18- Back to the « framed image », Edit Paste Paste into selection. 19- Effects Texture Fine leather with these settings : 
20- Add corner tubes of your choice. 21- Sign. 22- File Export JPEG optimizer.
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