1 Open the picture you want to frame.
Duplicate the picture twice (Shift D).
2 On the first picture, resize to 150 x 150 making sure that « lock aspect ratio» is unchecked.
Filter Unlimited, Distorsion Filter, Cracked, 64.
Filter Simple, Quick Tile.
Select this pattern as your foreground at 45°.
3 On the second picture, Image Add borders : 3 pixels with any contrasting color.
Select that border with the magic wand and flood fill with the gold tile.
4 Image Add borders : 15 pixels.
Filter, Unlimited, Paper and Backgrounds, Bear Mat, White.
5 Repeat step 3.
6 Image Add borders : 30 pixels.
Select that border with the magic wand and flood fill with the tile you created in step 2.
Effets - 3D effects Inner bevel :
7 Repeat step 3.
8 Repeat step 4, but with 20 pixels.
9 Repeat step 3.
10 File New 10 x 10 pixels. Flood fill with gold tile.
File New 10 x 40. Flood fill with gold tile.
Copy and paste as a new layers in the corner of the framed picture.
Duplicate the second element and apply a 90° rotation.
11 Hide the background layer and Merge all visible.
Layers Duplicate. Image Mirror.
Layers Duplicate. Image Flip.
Layers Duplicate. Image Mirror.
12 Sign and merge all.
File Export JPEG optimizer.